Almost retired

Are you about to retire? Then it is important that you are well-prepared for your retirement.

Each year that you work, you build up pension (capital). How much you build up depends on your salary.

How much pension you will receive depends on 3 things. These are your salary, how long you have been building up pension with us and the characteristics of your pension scheme.  Check out your pension scheme at mijnpgbpensioen.nl.

Check out your total pension
Do you have other pensions somewhere else as well? Then go to mijnpensioenoverzicht.nl There you can see the total amount of pension that you will receive.

Sometimes your pension is paid out at once
Is your pension at your retirement date lower than € 520.35 (total amount in 2022)? Then we will send you a proposal that we can wire you your pension at once. This is referred to as commutation. Of course it's up to you to decide whether or not you want this.

You have several choices you can make:

Retiring early or later

Are you thinking of retiring early? It is possible; totally or partially. At Pensioenfonds PGB, you can retire once you reach the age of 55 years.

More or less pension for your partner

You can opt to change the level of your partner's pension.

Temporarily a higher or lower pension

You may want to have more pension in your early years of retirement and subsequently a lower pension; or vice versa.

Taking out part of your pension in one go

You will be able to take out part of your pension in one go when you retire. This is called 'lump sum'. This option will probably come into force on 1 January 2023.

When will I first receive my pension?

With us, you will receive your pension from the first day of the month in which you are initially entitled to a state pension (AOW).

Applying for a pension

Approximately 3 months before your standard retirement date,  you will receive a letter from us. This will explain how you apply for your pension.