Pension start date

With us, you will receive your pension from the first day of the month in which you are initially entitled to a state pension (AOW).

The age at which you become entitled to a state pension (AOW age) depends on when you were born. As of 2026, the AOW age will be linked to the average life expectancy. Here you can calculate when you'll first get your state pension (AOW). 

Retiring early or later
You can still decide to retire early; and you can also decide to defer your retirement. Or you may decide to take partial retirement and continue working the remainder of the time. Read more about retiring early or later.

Good to know

In 2023 the state retirement age (AOW age) is 66 years and 10 months. In 2024 the AOW age will rise to 67 years. In 2025, 2026 and 2027 the AOW age remain at 67 years. In 2028 the AOW age will rise to 67 years and 3 months.Also in 2029 the AOW age remains at 67 years.

From 2029 onwards, the AOW age has not as yet been stipulated as the age will depend on the average life expectancy of the population. In our pension planner, account has been taken of the new AOW age.

In the table below you'll fnd the AOW-ages per year from 2023 to 2029.

Year AOW-age Participants born
2023 66 years and 10 months After 31 May 1956 and before 1 March 1957
2024 67 years After 28 February 1957 and before 1 January 1958
2025 67 years After 31 December 1957 and before 1 January 1959
2026 67 years After 31 December 1958 and before 1 January 1960
2027 67 years After 31 December 1959 and before 1 January 1961
2028 67 years and 3 month After 31 December 1960 and before 1 October 1961
2029 67 years and 3 months After 30 September 1961 and before 1 October 1962