There are a number of choices you have to make regarding your pension. These choices depend on your situation:
Within 3 months after you have begun building up pension (capital) with us, you will receive a letter from us. It will contain information about your pension scheme.
You have 4 choices with regard to your pension
1. Do you want to transfer your pension?
You can transfer the pension you have built up earlier. This is referred to as a value transfer. You can read how this works here.
2. Would you like to build up extra pension for yourself?
Perhaps you can build up extra pension with us. You can read how this works here.
3. Do you want to build up extra pension for your partner?
Perhaps you can build up extra pension for your partner. Whether or not this is possible depends on your pension scheme. You can read how this works here.
4. Do you want to insure Surviving Dependants Act pension for your partner?
You can take out Surviving Dependants Act pension insurance for your partner. If you die, your partner receives this pension in addition to our partner pension. Read what Surviving Dependants Acts pension is and how to arrange for it here.
Please note: Do you live together? Then you yourself must register your partner with us for his/her partner pension. When you choose not to do this, your partner will not receive any pension from us when you pass away.
Via your new employer, you’ll continue to accrue pension with us. However, it is highly probable that you’ll have a new pension scheme. You can refer to both schemes in MijnPGBpensioen.
We will send you a letter, explaining the choices you have. These choices depend on your new pension scheme.
1. Do you wish to accrue extra pension for yourself?
You may be able to accrue extra pension with us. If you did so at your previous employer's, this accrual will have stopped when you started your new job. Here you can read how to accrue extra pension.
2. Do you wish to accrue extra pension for your partner?
If your partner is to receive less than 70% of the retirement pension if you die after leaving your employer's employent, you can accrue extra pension for your partner. You can read how this works here.
3. Do you wish to insure surviving dependant's pension (ANW-pensioen) for your partner?
You can insure a surviving dependants (ANW) pension for your partner. Your partner will receive this extra pension as a supplement to his/her partner’s pension if you die. Here you can read what a surviving dependant's pension is and how to arrange one.
Do you find it difficult to make choices?
We understand this. To be fair, pensions are often quite complicated. Good to know: we are happy to help you. You can phone us on 020 541 82 00 or e-mail us at email@example.com to make an appointment for a personal consultation. Please let us know if you would like to phone, video call or visit us. We will then be happy to make an appointment with you.