What is a surviving dependant's (Anw) pension?
Anw is an acronym for Algemene Nabestaandenwet which is translated as the Surviving Dependants Act. It is a partner’s pension from the government. This pension is intended for your partner if you die. Your partner will receive this pension provided he or she fulfils the following conditions:
Unfortunately, few people receive a surviving dependant’s pension (ANW) from the government. This is because an income limit is applicable. Consequently, through us, you can also insure a surviving dependant’s plus pension (ANW-Plus pension).
You choose how much Anw-Plus pension you wish to insure
You can insure a maximum of € 18,515 gross per year (amount 2022). This is the statutory limit. However, a lower limit is also possible.
You choose when to have your Anw-Plus pension paid out
There are two moments when this can be done:
Arranging the insurance for an Anw-Plus pension?
You can arrange an ANW-Plus insurance via our Customer Services Department. Just send an email to: firstname.lastname@example.org with the following information:
You will then receive a proposal from us within two weeks. You can request a proposal for Anw-Plus insurance at any time while you are accruing a pension with us. You should do this within 3 months of:
N.B. If you conclude this insurance at a later date, you will have to complete a medical questionnaire. Consequently, you may not be eligible to insure an ANW-Plus pension or you may have to pay a higher premium.
Terminating your insurance?
Your ANW-Plus insurance will be terminated automatically if:
If you wish to terminate your insurance for the ANW pension early, you should do so by informing PGB of this in writing, taking due account of a notice period of two (2) months.