New pension rules have been drawn up. Your pension also changes. We expect this to happen on 1 January 2027. You can read everything about the new pension below.
Want to know about the new pension rules quickly? This short 1.5-minute video explains what will change soon.
We work and live differently than before. The new pension better fits our society and how we work nowadays.
New rules have been drawn up for pensions in the Netherlands. But not everything changes. The strong points remain. But some things are changing.
We expect your pension to change from 1 January 2027. When will you hear more about how that will affect you?
We don’t know yet how exactly your pension will be affected. That depends on the pension scheme you’re currently in and the agreements that your employer or industry will enter into for your pension.
New rules have been drawn up for pensions in the Netherlands. You can have your say on these new rules. For example, through trade unions, the Pensioners' Association and the accountability body of Pensioenfonds PGB.
Social partners and employers made agreements for the new pension. For example, which pension scheme you will receive. They will document these agreements in a transition plan. You will find this transition plan on this page later in 2025.
Here you will find the articles about the new pension:
The rules worked well for years, but that is changing. The labour market is different now; increasing pensions often wasn’t possible and the old rules weren’t clear. That is why unions, employers and the government have created new rules. Find out more about the reasons for the new pension.
In the new pension, there are 2 types of pension schemes: a solidary contribution scheme and a flexible contribution scheme. If you work or worked a sector that is affiliated with Pensioenfonds PGB, you will receive a solidary contribution scheme. This was agreed by the social partners of the sectors. If your employer makes his own pension arrangements, ask your employer which pension scheme you will receive. Later in 2025, our website will also contain the exact agreements regarding your new pension. We will keep you informed of this.
Does your old employer no longer exist and did you work in an industry that was not mandated to be affiliated? In that case, the current rules will continue to apply to your pension. In other words, no new pension scheme will be agreed for you. Did you work in one of the mandatory industries? In that case, the industry will make agreements about the new pension.
Even if you’re already receiving a pension, your pension will still change. We can’t yet say exactly what will change. That depends on the agreements that your former employer or the industry makes. Find out what we can tell you now.
Are you receiving a partner's pension? Then you will still do so under the new rules. The partner's pension will move more in line with the economy. Which in turn means we can increase the partner's pension quicker when the economy is doing well. However, if it isn’t doing so well, we can also reduce your pension quicker.
To prevent the latter as much as possible, agreements have been made, but what they are depends on your pension scheme. The solidarity contribution scheme, for example, has a reserve fund to supplement the pensions of pensioners, so reductions are prevented as much as possible. And we spread the results of our investments over several years to ensure pensions do not suddenly increase or decrease significantly. We will tell you more about how the new rules will affect your pension in the course of 2026.
Good to know: you will not receive a different amount every month. You will receive the same amount throughout the year. This way, you know what to expect for the entire year.
