Reasons for the new pension rules

New pension rules have been drawn up. The rules worked well for years, but that is changing. The labour market is different now; increasing pensions often wasn’t possible and the old rules weren’t clear. That is why unions, employers and the government have created new rules. The new pension better fits our society and how we work nowadays.

The labour market is different  

We work differently than before. People change jobs more often, stop working temporarily or start working as freelancers. The old pension rules do not fit well with this. The new pension is better aligned with employees’ careers.  

Increasing pension was often not possible  

In recent years, we have hardly been able to increase pensions. Not even when the economy was doing well. In the new pension, the pension will adapt more to the economy. If things are going well economically, we can increase pensions faster than we can now. If things get worse economically, the pension may also decrease faster than it does now.  

Old rules area not clear 

The old pension rules were not clear enough. It is currently unclear to many people how much they pay and accrue for their pension. Under the new pension, everyone will accrue pension via a contribution scheme. This makes it clearer how much money you invest and how the pension grows.  

What stays the same and what changes? 

New rules have been drawn up for pensions in the Netherlands. But not everything changes. The strengths of the current pension system will remain unchanged. But some things are changing