New rules have been drawn up for pensions in the Netherlands. But not everything changes. The strengths of the current pension system will remain unchanged. But some things are changing. Find out here what stays the same and what changes.
The new rules also cause a number of things to change. For example, everyone will soon be covered by a contribution scheme, the pension will adapt more to the economy and the rules for the survivor’s pension are also changing.
Everyone will be covered by a contribution scheme. Employees who currently have an average salary scheme will also receive a contribution scheme when the new rules come into effect. The contribution scheme allows you to see exactly how much money you and your employer contribute and how the pension grows. If you retire later, the pension pot contains an amount for your pension. You’ll receive a pension from this. And you’ll receive this pension for as long as you live.
In the new pension, the pensions will increase or decrease every year. Pensions will adapt to the economy. This means we can increase pensions more quickly when the economy is doing well. If the economy is not doing so well, we can also reduce pensions more quickly. The new rules ensure that these fluctuations become less as the participant grows older.
The survivor’s pension rules will soon be the same for everyone in the Netherlands. This makes it clearer what you as a survivor can count on.
What exactly changes for your pension depends on the pension scheme you’re currently in and the agreements that your employer or industry will enter into for your pension. So we don’t know yet how exactly your pension will be affected.
