How are my new pension amounts calculated?

You already have a contribution scheme and have accrued pension with us. We will convert your accrued pension into an amount that will be put into your personal pension pot. We therefore do not need to distribute anything. 

Are you aged 58 or over? Then this may work differently because we may already have purchased pension for you.

On this page:

  1. What does this mean for my pensioen?
  2. How certain are the amounts in my overview?
  3. You may also have these questions  

What does this mean for my pension? 

We will calculate your expected pension from your personal pension pot. We use the Uniform Calculation Method (URM). For this, De Nederlandsche Bank provides a number of economic scenarios. You will see this in your overview as an expected amount and the amount your pension may be if the economy is doing well or not doing so well. 

The URM is the legal method pension funds use to calculate expected pension amounts. 

Are you aged 58 or over? 

Then we may already have purchased part of your pension using your capital. If we have done this, we will convert it into an amount for your personal pension pot when we move to the new pension. 

You can see in Overview 1 whether this applies to you.

How certain are the amounts in my overview? 

The amounts you see now are estimates. We made these estimates using the information we had about you on 30 June 2026. Do you see something in the overview that is incorrect? Please contact customer service. 

The amounts in Overview 1 are a snapshot. The amount you receive later depends on: 

  • the financial situation of Pensioenfonds PGB 
  • the investment results 
  • your personal situation, such as your age and work situation 

When we move to the new pension, we will calculate the amounts again. We will do this using the information we have about you at that time. 

When will I receive the final amounts? 

You will see the final amounts in Overview 2. You will receive this overview within 6 months after we move to the new pension.