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Your new pension in the sector Cardboard and Flexible Packaging Industry

New pension rules have been drawn up. Your pension, too, will change. We expect the change to take effect on 1 January 2027, The Cardboard and Flexible Packaging Industry has, furthermore, opted to switch to the PNO Media pension fund. Find out what this means for your pension.

What does this mean for you?

Choose the option that applies to you.

  • I work in the Cardboard & Flexible Packaging Industry
    • Starting 1 January 2026, you will be building up a pension with the PNO Media pension fund.
    • The pension entitlements you have accrued with us will remain with us for the time being.
    • We will convert your pension with us to the new rules on 1 January 2027.
    • You will get a personal pension pot under our Solidary Contribution scheme. We will invest the money from all personal pension pots together.
    • If you have built up a partner's pension with us, it will be maintained. If you die before you retire, your partner will receive both this partner's pension and the partner's pension you have with PNO Media.
    • We expect to transfer the money in your pension pot, along with the accrued partner’s pension, to PNO Media on 1 January 2028. Your pensions will then be merged into one pension again.

     

  • I worked in the Cardboard & Flexible Packaging Industry
    • We will convert the pension entitlements you have built up with us to the new rules on 1 January 2027.
    • You will get a personal pension pot under our Solidary Contribution scheme. We will invest the money from all personal pension pots together.
    • If you have accrued a partner's pension with us, it will be maintained. If you die before you retire, your partner will receive this partner's pension.
    • We expect to transfer the money in your pension pot, along with the accrued partner's pension, to PNO Media on 1 January 2028.

  • I receive a pension from Pensioenfonds PGB
    • You will still receive your pension every month for as long as you live, no matter how long you live.
    • We will convert your pension to the new rules on 1 January 2027.
    • Your pension will come under our Solidary Contribution Scheme.
    • The arrangements you made when you retired will still apply, including those about the pension for your partner after your death.
    • We expect to transfer your pension to PNO Media on 1 January 2028. From that date onwards, you will receive your pension from PNO Media.

Video of the solidary pension scheme

Here’s what will change in the Solidary Contribution Scheme 

Your pension will move in line with the economy 

This means that we will be able to increase your pension quicker when the economy is doing well. However, if the economy isn’t doing so well, we will also be able to reduce your pension.  

Agreements to minimise pension reductions

We will reduce the level of risk in our investments as you approach your retirement age or when you’re retired. We will spread out the investment results for pensioners over several years. And there is a reserve fund to minimise pension reductions for pensioners.

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Videos about the new pension