Pension arrangements in Seafishing and wholesaling of flowers and plants

New pension rules have been drawn up. Your pension, too, will change. We expect the change to take effect on 1 January 2027, Your pension will come under the Solidary Contribution Scheme. This scheme was chosen by representatives of employers and employees in your industry. Find out what this means for your pension in this video. 

What do the new rules mean for you?

Select the option that applies to you:

 

  • I'm accruing pension with Pensioenfonds PGB

    Much will remain the same

    • You and your employer will continue to contribute towards your pension. This money will go into your personal pension pot.
    • Once you’ve retired, you'll receive your pension every month as normal for as long as you live, no matter how long you live.
    • You can still make choices when you retire. For example, retiring early, a higher pension for the first years or more or less pension for your partner in case you pass away.
    • There will still be a pension for your partner and children (if you have them), which they will receive after your death.
    • The AOW (state pension) from the government remains.

     

    Here’s what will change

    We will invest the money from all pension pots together

    We do this in accordance with our investment policy. You no longer have to choose the risk level at which we invest for you.

    Your pension will move more in line with the economy

    This means that we will be able to increase your pension quicker when the economy is doing well. However, if the economy isn’t doing so well, we will also be able to reduce your pension.

    Agreements to minimise pension reductions

    We will reduce the level of risk in our investments as you approach your retirement age or when you’re retired. We will spread out the investment results for pensioners over several years. And there is a reserve fund to minimise pension reductions for pensioners.

    Partner's and orphan's pension: a percentage of your salary

    In the event of your untimely death, your partner and children will receive a partner's and an orphan's pension. The partner's pension will be a percentage of your salary at the time of your death. Furthermore, a temporary partner's pension will be paid until your partner reaches state pension age. In any case, you are insured for a partner's and an orphan's pension as long as you pay pension contributions towards your pension with us.

    If you've alreadyaccrued a partner's pension with us before the transition to the new rules, this partner’s pension will be maintained. If you die while still contributing towards your pension with us, your partner will receive the partner's pension according to the new rules and the partner's pension accrued under the old rules.

    In the new situation, children will receive an orphan's pension until the age of 25. Currently, this is up to age 21, or 27 if they are studying.

  • I accrued pension with Pensioenfonds PGB

    You keep a personal pension pot with your accrued pension capital.

    • Once you’ve retired, you'll receive your pension every month as normal for as long as you live, no matter how long you live.
    • You can still make choices when you retire. For example, retiring early, a higher pension for the first years or more or less pension for your partner in case you pass away.
    • If you have accrued a partner's pension with us, it will be maintained. If you die before you retire, your partner will receive this partner’s pension.
    • The AOW (state pension) from the government remains.


    Here’s what will change

    We will invest the money from all pension pots together

    We do this in accordance with our investment policy. You no longer have to choose the risk level at which we invest for you.


    Your pension will move more in line with the economy

    This means that we will be able to increase your pension quicker when the economy is doing well. However, if the economy isn’t doing so well, we will also be able to reduce your pension.

     

    Agreements to minimise pension reductions

    We will reduce the level of risk in our investments as you approach your retirement age or when you’re retired. We will spread out the investment results for pensioners over several years. And there is a reserve fund to minimise pension reductions for pensioners.

  • I receive a pension from Pensioenfonds PGB

    Much will remain the same

    • You will still receive your pension every month for as long as you live, no matter how long you live.
    • The arrangements you made when you retired will still apply, including those about the pension for your partner after your death.
    • The AOW (state pension) from the government remains.

     

    Here’s what will change

    Your pension will move in line with the economy

    This means that we will be able to increase your pension quicker when the economy is doing well. However, if the economy isn’t doing so well, we will also be able to reduce your pension.

    Agreements to minimise pension reductions

    We will invest with less risk once you’ve retired. We will spread out the investment results over several years. And there is a reserve fund to minimise pension reductions for pensioners.

Timeline for the new pension system

We expect your pension to change from 1 January 2027. You will receive more information step by step until then. When will you hear more about what the new pension system means for you?