Being unemployed affects your pension. When you are unemployed, you no longer accrue pension with us. However, the pension you have already accrued remains yours.

If you become unemployed, your pension accrual with us will stop. You do not have to inform us of this. You will receive a letter from us with more information. This letter states, among other things, how much pension you have accrued and what your surviving dependants will receive when you die. The pension you have already accrued simply remains yours.

Want to continue accruing pension with us? 

You can. Under certain conditions, you can continue to accrue pension with us for a maximum of three years. You have to make this choice within nine months of becoming unemployed. Click here to find out how it works.

The following changes also apply:
- If you die, your partner will receive less or no partner’s pension from us.
- If you become occupationally disabled, we will no longer pay for your
  pension accrual, unless you were ill before you became unemployed. In the
  latter case, we will pay the percentage that is equivalent to your degree of
  occupational disability.