You decide for yourself (or together with an adviser) which pension scheme best suits you and your employees. This page explains the possibilities and how you can register.
The first choice that you make is for the type of pension scheme. We offer two types of scheme, an average salary scheme and a defined contribution scheme. The features of these schemes are described below.
Your employees know right away how much pension they can receive later.
They accrue a part of their pension each year. All these parts together form their final pension. If your employee retires, they will receive a life-long pension from us. This pension may change if the economy is doing very well, or very badly.
The contributions may increase or decrease each year. This depends partly on interest rates.
We invest the contributions that you and your employees pay. Your employees therefore benefit immediately from good investment results, but investment results can also be negative. Your employee’s pension capital consists of the total of the contributions and the investment results.
Your employees choose the level of risk for the investment of the pension capital themselves.
After all, the capital of a younger employee can be invested for much longer. We can also take somewhat higher risks for younger employees. As the employer, your costs for the scheme are consequently more predictable.
Once you have made a choice, you then make a number of other choices. Contact us for the choices. You can call us on +31 20 541 83 00 or send an email to firstname.lastname@example.org. We will be happy to discuss the options with you.