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You have a new job

A new job could affect your pension.

There are a number of choices you have to make regarding your pension. These choices depend on your situation:
- you are new to Pensioenfonds PGB;
- you continue to accrue pension with Pensioenfonds PGB;
- you no longer accrue pension with Pensioenfonds PGB.

You are new to Pensioenfonds PGB
We have a special page for you. This page contains information which is important, because you are a new participant. For example, it explains the choices you have.

You continue to accrue pension with Pensioenfonds PGB
Via your new employer, you’ll continue to accrue pension with us. However, it is highly probable that you’ll have a new pension scheme. Here you can refer to both schemes.

We will send you a letter, explaining the choices you have. These choices depend on your new pension scheme.

1. Do you wish to accrue extra pension for yourself?
You may be able to accrue extra pension with us. If you did so at your previous employer's, this accrual will have stopped when you started your new job. Here you can read how to accrue extra pension.

2. Do you wish to accrue extra pension for your partner?
If your partner is to receive less than 70% of the retirement pension if you die after leaving your employer's employent, you can accrue extra pension for your partner. You can read how this works here.

3. Do you wish to insure surviving dependant's pension (ANW-pensioen) for your partner?
You can insure a surviving dependants (ANW) pension for your partner. Your partner will receive this extra pension as a supplement to his/her partner’s pension if you die. Here you can read what a surviving dependant's pension is and how to arrange one.

You no longer accrue pension with Pensioenfonds PGB

You are going to work for an employer who is not affiliated to us. This means you’ll no longer accrue pension with us, although the pension you’ve already accrued remains yours.

However, the following changes apply:
- If you die, your partner will receive less or no partner’s pension from us.
- If you become occupationally disabled, we will no longer pay for your
  pension accrual. Unless you were ill before you became unemployed, in
  which case we will (partially or entirely) pay the percentage that is equivalent
  to your degree of occupationally disability.

For more information in this respect, please refer to mijnpgbpensioen.nl.
We will send you a letter, explaining the choices you have. These choices depend on your new pension scheme.

1. Would you like to transfer your pension?
You can leave your pension with us. or you could arrange a value transfer. A value transfer has to be arranged via your new pension fund or pension insurer. Here you can read how to transfer your pension.

2. Would you like to continue to accrue pension with us?
If you aren't accruing pension at your new employer's, you can voluntarily continue accruing pension in your old pension scheme. You have to make a decision in this context within 9 months of starting your new job.

Read about the consequences of dismissal on your pension