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Your 2018 Uniform Pension Statement (UPO)

On your 2018 Uniform Pension Statement, you can see what your current pension situation is.  On this page you can read exactly what a Uniform Pension Statement is. You can also read what you can do about your pension yourself.

Your Uniform Pension Statement provides an overview of your pension details. You can see how much pension you’ve accrued. Or how much pension capital you’ve accrued. You can also see how much pension you’ll receive if you continue accruing pension with your employer. Or what has been arranged for you should you become occupationally disabled. As well as what has been arranged for your dependants should you die.  


 

 


 

What pension scheme am I in?
Precisely which pension scheme you are in is shown at the top of your pension statement.
If you have a gross defined benefit agreement, you can already see how much pension you’ll receive from us at a later date. If you have a gross defined contribution agreement, you won’t know how much pension you’ll receive from us at a later date. This is because you’re accruing pension capital. Using this capital we purchase a pension for you.

However, how much the pension is depends on:
- the value of the pension capital you’ve accrued;
- the time when you retire;
- the prevailing rates at which we can purchase a retirement pension and a partner’s pension for you.


An explanation of the pension statement for a gross defined benefit agreement.
This example pension statement provides a short explanation of the most important elements.
An explanation of the pension statement for a gross defined contribution agreement.
This example pension statement provides a short explanation of the most important elements.

 

pension overview