Page Image Page Content We keep a record of precisely how much pension you have accrued and inform you of this. You pay for your own pensionTogether with your employer, you pay towards your pension each month. This is just towards your pension, not towards today’s pensioners. We invest your moneyThe money that you and your employer jointly pay into your pension only forms part of your pension. We invest your money to ensure that it grows. You retireWhen you retire you’ll receive a monthly pension from us. On average, you will receive four times more pension than you and your employer have jointly paid.Every month, your employer pays us money which is accrued towards your pension (capital). If you pay toward your pension as well, your employer withholds this amount from your salary. On your payslip, you can see whether and how much you are contributing.We keep a record of precisely how much pension you have accrued. We also invest your pension capital. We do that because we believe that, in the long term, this will provide a better return than simply saving. Ultimately, the money that you and your employer jointly pay into your pension only forms part of your pension. The other part comes from our investment return.When, at a later date, you stop working, you will receive a retirement pension from us. When you die, the pension will no longer be paid. If you also have a partner’s pension with us then your partner will start receiving this when you die. Information about your pensionEach year, you receive a pension statement which stipulates how much pension you have already accrued. If you are no longer accruing pension with us, you will receive a pension statement once every five (5) years. You can also check your pension on mijnpgbpensioen.nl.In addition, we will send you information whenever:- you start accruing pension with us;- you get divorced;- you stop accruing pension with us;- you are close to retiring;- your pension scheme changes.If you would like to receive our digital newsletter six times a year, please give us permission to communicate with you digitally. You can do this via mijnpgbpensioen.nl.