In order to determine the maximum pension you can accrue, the government has stipulated a target retirement age. This age is linked to life expectancy. We calculate your pension (and contribution) on the basis of the target retirement age. Because we are all living longer, the target retirement age rose from 67 to 68 years of age as of January 1 2018. This is not necessarily the date on which you actually retire; your state retirement age remains the point of departure. Below, a number of calculations are presented for each sector.