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Defined contribution scheme

The amount of the pension depends on the premium to be paid and the investment return.

Employees build up pension capital with a defined contribution scheme. They purchase pension with this capital. This is done up to 10 years before their retirement date.

The amount of the final pension depends on:
- the pension premium paid;
- the investment return that we achieve;
- the rates when the pension is purchased. 

This is also included in the scheme

​partner's pension​:​a maximum of 70% of the retirement pension
​orphan's pension​:​20% of the partner's pension
non-contributory building up​:in de case of disability
​lifecycle​:the older the employee, the lower the investment risk