Page ContentThe recovery plan reveals how we want to ensure that the coverage ratio goes up again. Because of the credit crisis in 2008, the low interest rates, and the increased life expectancy, the coverage ratio of the PGB Pension Fund is too low. This is why there is a recovery plan. It reveals how we want to ensure that the coverage ratio rises above 121% again within 11 years. As long as the coverage ratio is lower than 121%, we must submit a new recovery plan to De Nederlandsche Bank each year.See the recovery plan here.