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Increasing or decreasing your pension

Whether or not we can increase your pension depends on our financial situation. 

Unfortunately, the possibility that your pension will be increased in the coming years is small. This is largely due to our our coverage ratio being too low. Do you want more  information about this? Take a look at our recovery plan here.

When do we increase your pension?
Each year, the board decides whether your pension is increased. The board looks at the coverage ratio for this. Our coverage ratio is the relationship between our capital and the pensions that we must pay.

Is our coverage ratio lower than 105%?
Your pension will not be increased. It may even be decreased.

Is our coverage ratio between 105 and 110%? 
Your pension will not be increased.

Is our coverage ratio between 110 and 130%? 
Your pension will be increased by 0 to 2%.

Is our coverage ratio more than 130%? 
Your pension will be increased by 2%. You may even receive an extra increase of a maximum of 1%.
Perhaps your employer has arranged an additional increase.