Page ContentIf you and your partner get divorced, this has consequences for your pension.Your partner pension is for your ex-partner Your ex-partner receives your partner pension when you pass away. Do you have a new partner? Then he/she does not receive any pension from us when you pass away. Not even if your ex-partner doesn't want/need the partner pension.There are 4 different options to divide your retirement pension. It’s important you and your ex-partner make an agreement about how you will devide your pension. There are 4 options:1. Divide your pension according to the law Your ex-partner receives half of the retirement pension that you built up during your marriage or registered partnership. Are you retiring?Your ex-partner will receive retirement pensioen, just like you. Does your ex-partner passes away when you are not retired yet?You will get the retirement pension and partner pension you saved for him/her back. Does your ex-partner pasess away when you are retired?You only will receive the retiring pension back you saved up for your ex-partner.Do you pass away first?Your ex-partner will not receive any (more) retirement pension. He or she does receive partner pension.2. You divide your pension another wayPerhaps you want to divide your retirement pension another way. For example, 70% for you and 30% for your ex-partner. Or you include the period prior to your marriage because you were living together back then. Are you retiring?Then your ex-partner will receive retirement pension. Just like you will. Has your ex-partner passed away before you have retired?Then you will receive the retirement pension and partner pension that was set aside for your ex-partner. Has your ex-partner passed away after you have retired?Then you will receive your ex-partner's retirement pension, but the partner pension is lost.Do you pass away first?Then your ex-partner will not receive any (more) retirement pension. He or she will receive partner pension. 3. You do not divide your pensionYou can choose not to divide your retirement pension. Because, for example, your ex-partner has a good pension himself/herself. Then you keep your retirement pension and your ex-partner does not receive any. 4. Your ex-partner receives his/her own pension Your ex-partner receives a part of your retirement pension and your partner pension. We convert this into 1 pension. Your ex-partner will receive this pension when he/she retires. This is called conversion. Are you retiring?You will receive retirement pension. Your ex-partner will receive this when he or she retires.Does your ex-partner pass away first?The pension that was reserved for your ex-partner is not returned to you. Do you pass away first?Your ex-partner will not receive any partner pension. But he/she will receive retirement pension when he/she retires. Inform us about the division of your retirement pension It is important that you inform us of the division of your retirement pension within 2 years. We can then pay out your retirement pension to you and your ex-partner according to the way you divided your pension. Step 1: Divide your pensionMake an agreement with your ex-partner as to how your pension will be divided. Have you registered the division of your pension in a marriage contract or partnership agreement? Then go to step 3. Step 2: Register the divisionDid you make agreements which deviate from the division made by law? Then register those agreements in a divorce agreement. This is arranged via your civil-law notary or lawyer.Step 3: Send the agreements to us Inform us about how you would like to divide your pension by means of this form. Did you agree on a division that is different from te one made by law? Then send a copy of your marriage contract, partnership agreement. Send the form (with copy) to: Pensioenfonds PGB, Attn. Klantenservice, Postbus 7855, 1008 CA AMSTERDAM There are two exceptions regarding the division of your pension.1. You got divorced before 1 May 1995 Did you get a divorce between January 1st 1981 and May 1st 1995? Then there are different regulations regarding the division of your partner pension and retirement pension. We could calculate a division of your pension for you. 2. You have built up very little pension - Is your retirement pension after division less than € 465.94 gross per year (amount 2016)? Then you need not divide your retirement pension. - Is the partner pension built up less than € 465.94 gross per year (amount 2016). Then we will propose to your ex-partner to pay out the partner pension at once (in 1 large sum). This is referred to as commutation.