Page ContentYou can transfer the pension you built up elsewhere.Have you built up pension via your previous employer(s)? And did you start your new job in 2015 or later? Then you can transfer this pension to us. This is referred to as a value transfer. When is it wise to transfer your pension?Sometimes is it wise to transfer your pension. For example, because you want your entire pension together in 1 place. But sometimes there are disadvantages. This is why it is important to pay attention to 2 things:1. What are the differences between your old and new pension scheme? Each pension scheme is different. This is why it is important to compare your old and new pension schemes. Look at the following points:- Which choices can you make when you retire?- What is arranged for your partner when you pass away?- Do you know beforehand how much pension you could receive later?- Does your pension increase each year? 2. How high is the coverage ratio of your old and new pension fund? You can tell from the coverage ratio whether a pension fund is financially sound or not. Is the coverage ratio 100%? Then a pension fund has exactly enough money to pay all pensions. But pension funds may only raise your pension if the coverage ratio is higher than 110%. Transferring your pension in 5 steps Transferring your pension takes on average 6 to 12 months. Sometimes it takes longer. For example, when the coverage ratio of 1 of the pension funds is lower than 100%. Step 1: You request a proposal from us Use your registration number and password to log in at www.mijnpgbpensioen.nl. Click on the button 'Transferring my pension.' Enter your data and click on Send. Step 2: We will contact your old pension fund or pension insurer.We will ask your old pension fund or pension insurer for the value of the pension you have built up. Sometimes it takes a while before we receive a response. Step 3: We will send you a proposal Once we have an answer, we will calculate how much pension you can receive from us for the value of your pension with your old pension fund or pension insurer. We will then send you a proposal. Step 4: You let us know if you agreeHave you made your choices? Then complete the form that came with the proposal. And sign it. Do you have a partner? Then your partner signs as well. Then return the proposal to us. Step 5: You will receive a letter when your value transfer is readyDo you agree with our proposal? We will contact your old pension fund or pension insurer. They will then transfer the value of your pension to us. As soon as we have received the money, we will send you a letter.