Page ContentWhether or not we can increase your pension depends on our financial situation. Unfortunately, the possibility that your pension will be increased in the coming years is small. This is largely due to our coverage ratio being too low. When do we increase your pension? Each year, the board decides whether your pension is increased. The board looks at the coverage ratio for this. Our coverage ratio is the relationship between our capital and the pensions that we must pay. Is our coverage ratio lower than 105%?Your pension will not be increased. It may even be decreased. Is our coverage ratio between 105 and 110%? Your pension will not be increased. Is our coverage ratio between 110 and 130%? Your pension will be increased by 0 to 2%. Is our coverage ratio more than 130%? Your pension will be increased by 2%. You may even receive an extra increase of a maximum of 1%. Perhaps your employer has arranged an additional increase.Please note: are you building up pension capital? Then your capital is not increased. You will receive rate of return. How have we increased your pension in the past years? - In 2015, your pension was not increased. The prices increased then by 0.71%.- In 2014, your pension was not increased. The prices increased then by 0.96%. - In 2013, your pension was not increased. The prices increased then by 2.81%. When must we decrease your pension? - If our coverage ratio is lower than 105% for a period of 5 years.- If the board expects that it will be more than 10 years before our coverage ratio is higher than 121% again. We will spread the decrease over a period of 10 years.